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How to choose funds ?

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Team Anup Thirani are managing my group Mutual Fund Investment are too conservatively. Although the market are volatile but my group investment's position are still in positive remarks. Thanks Anup Thirani.
Reema Agarwal
To begin with, you should identify your goals, investment horizon to achieve them and your risk profile.
Your should go for equity schemes if you have:

  • Long-term goals
  • Investment horizon of five years or more
  • You have high risk appetite

Now that you are qualified to invest in equity mutual funds, you have to go a little deeper and find out exactly how much risk can you tolerate. In other words, are you a conservative, moderate or an aggress

  • If you are moderate investor, you should invest only in large cap and multicap (they are also called diversified equity) schemes.
  • If you are an aggressive investor, you can pick up midcap and smallcap schemes. You can also add sectoral scheme if you have sound knowledge about the sectors.